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EMFBank Savings Account gives you the advantages of competitive interest rates and the availability of your funds. The account may be owned by an individual, an organization or an association.

  • Simple account opening process
  • Attractive interest rates
  • Statement of account (on request)
  • SMS Alert Services
  • Account minimum operating balance of N500
  • Payments can be made anywhere nationwide with our Internet banking service
  • Easy access to your account
  • Expert financial advice available

Account Types:

  • Individual Account
  • Joint Account
  • Student Account
  • Salary Account

  • Documentation Require:
  • Duly completed application form
  • 2 recent passport-size photographs
  • Current utility bill
  • A valid means of ID (national ID, driver’s license, voter's card or international passport)

  • Click below for information on:

    Current Account
    Fixed Deposit
    Target Savings Account



    1. How do I open a Savings Account?
    Ans: To open a Savings account, you need to fill out the account opening form, bring 2 recent passport-size photographs, utility bill and a valid means of identification along to EMFBank.

    2. Who can operate a Saving Account?
    Ans: Anybody above 18 years of age can operate the account.

    3. Where can I open Savings Account?
    Ans: You can open Savings Account atEMFBank office. Our Client Support Officers (CSO) will be glad to open one for you.

    4. Do I need a guarantor to open a Savings Account?
    Ans: No