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Fixed Deposit Account (FDA) allows you to fix your money for a chosen period of time and gain attractive interest rates.

  • Minimum amount of N50,000
  • Highly competitive interest rate (Negotiable)
  • Maturity 30 - 360 days
  • SMS Alert Services
  • Easy access to your account
  • Available to Individuals, Groups and Associations
  • Account minimum operating balance of N500
  • You are able to secure and grow funds that are not for immediate use
  • Expert financial advice available

Account Types:

  • Individual Account
  • Joint Account
  • Student Account
  • Salary Account

  • Documentation Require:
  • Duly completed application form
  • 2 recent passport-size photographs
  • Current utility bill
  • A valid means of ID (national ID, driver’s license, voter's card or international passport)

  • Click below for information on:

    Target Savings Account
    Savings Account
    Current Account



    1. How do I open a Target Savings Account?
    Ans: To open a Savings account, you need to fill out the account opening form, bring 2 recent passport-size photographs, utility bill and a valid means of identification along to EMFBank.

    2. Who can operate a Target Saving Account?
    Ans: Anybody above 18 years of age can operate the account.

    3. Where can I open Target Savings Account?
    Ans: You can open Savings Account at EMFBank office. Our Client Support Officers (CSO) will be glad to open one for you.

    4. Do I need a guarantor to open a Target Savings Account?
    Ans: No